FINTECH Development

Powering the Future of FinTech

Powering the Future of FinTech

At Diadem Technologies, we don’t just build technology — we engineer the financial infrastructure of tomorrow. As a Visa and Mastercard registered developer, we deliver end-to-end solutions in payment processing, POS & ATM development, and neobanking platforms. Our mission is to empower banks, ISOs, merchants, and enterprises with secure, scalable, and innovative financial technology that transforms how money moves.

Solutions that work!

We develop technology that seeks to push the envelope in the name of productivity, efficiency and profit. Customization is our superpower!

Core Capabilities

Diadem’s hardware manufacturing is second to none in quality, durability, and efficiency. Consult with our team to help you implement the right hardware strategy and solution.

Credit Card Processing Platforms

Diadem builds enterprise-grade payment processing platforms capable of handling millions of transactions daily.

  • Bank Sponsorship & Compliance: BIN sponsorship, PCI DSS Level 1, and AML/KYC framework.

  • Transaction Processing Engine: Authorization, capture, refund, settlement, and reconciliation.

  • Fraud & Risk Management: 3DS 2.0, CVV/AVS checks, velocity limits, and AI-powered scoring.

  • Omnichannel Acceptance: APIs for ecommerce, mobile SDKs, and certified POS terminals.

  • Certifications: Visa ADVT, Mastercard M-TIP, EMV L2/L3 terminal certifications.

Point of Sale Development

We design and integrate next-generation POS systems that give merchants the flexibility to scale.

  • EMV Chip, NFC, and Contactless Payments.

  • Dual Pricing & Cash Discount Programs for fee elimination.

  • POS Software Integration: Custom applications with inventory, CRM, and loyalty programs.

  • Terminal Management: Remote device management and secure key injection (DUKPT/TR-31).

  • Retail, Restaurants, and Enterprise Solutions with real-time analytics.

ATM & Specialty Kiosk Development

Diadem develops and supports ATM networks and specialty kiosks tailored for modern banking.

  • Cash Withdrawal, Deposits & Bill Pay capabilities.

  • Integration with Core Banking Systems.

  • Security Features: Biometric authentication, cardless access, and encryption.

  • Custom Kiosks: Check deposit, prepaid card issuance, ticketing, and more.

  • Network Compliance: ISO 8583 transaction support, PCI PIN security, and EMV certifications.

Neobanking Solutions

We enable financial institutions and fintech startups to launch digital-first banking platforms.

  • Core Digital Banking Engine with modular APIs.

  • Mobile & Web Banking Apps with full-featured customer portals.

  • Account Management: Checking, savings, and prepaid accounts.

  • Payment Integration: ACH, RTP, P2P transfers, and debit card issuance.

  • Regulatory Readiness: KYC/AML frameworks, FDIC-insured partnerships, and card network sponsorships.

  • Value-Add Services: Virtual cards, spend controls, budgeting tools, and financial wellness dashboards.

Why Diadem?

  • Proven Experience in payment infrastructure, merchant services, and digital banking ecosystems.

  • End-to-End Capabilities — from transaction processing engines to customer-facing apps.

  • Banking Partnerships that streamline sponsorship, certification, and go-to-market.

  • Cloud-Native & Scalable Architecture designed for enterprise performance.

  • Customization & White-Label Options for partners and ISOs.

Industries We Serve

Banks & Credit Unions

expand digital and ATM capabilities

ISOs

white-label processing and POS solutions

FINTECHS

launch neobanks and embedded finance platforms

Merchants

omnichannel payments, fraud prevention, and customer management

Build the Future of Finance with Diadem

From credit card processing to neobanking platforms, Diadem Technologies delivers the secure, scalable, and innovative solutions needed to thrive in today’s financial ecosystem. Whether you’re a bank, a fintech, or a merchant network, Diadem is your partner in building the next generation of financial technology.